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Housing-Related Complaints

Find out what to do if you have one of these complaints when buying or renting a home.

. This law prohibits lenders from denying credit because of certain characteristics. if a lender has denied a mortgage application because of your:

  • Age

  • Xổ số trực tiếp 3 miềnSex (including gender)

  • Marital status

  • Children

  • Race

  • Nationality or ethnicity

  • Religion

  • Xổ số trực tiếp 3 miềnIncome from public assistance programs

The Department of Housing and Urban Development (HUD) enforces the . This law prohibits discrimination when you rent, buy, or secure financing for a home. Your state may also have a similar law. and the fair housing office in your state if a mortgage company discriminated against you because of your:

  • Race

  • Color

  • National origin

  • Religion

  • Sex

  • Disability

  • Presence of children

File a Complaint About Mortgage Company Services

, such as the and the . These laws require lenders to disclose information to homebuyers before buying and over the life of the mortgage. if you have a problem with a new or existing mortgage. Examples of common mortgage complaints include:

  • Applying for a mortgage

  • Xổ số trực tiếp 3 miềnReceiving loan estimates and closing documents

  • Xổ số trực tiếp 3 miềnTransferring a mortgage to another servicer

  • Xổ số trực tiếp 3 miềnApplying your payments correctly

  • Xổ số trực tiếp 3 miềnRefinancing or modifying a mortgage loan

  • Xổ số trực tiếp 3 miềnMisreporting mortgage account status to you or to credit reporting agencies

  • Requiring private mortgage insurance

  • Xổ số trực tiếp 3 miềnPaying additional fees

Report Deceptive Mortgage Practices and Scams

is the primary statute of the Federal Trade Commission (FTC). It states that unfair and deceptive practices affecting commerce are unlawful. if it makes deceptive statements, omits important facts, or takes misleading actions. Examples include: 

  • False statements about their ability to offer a loan

  • Xổ số trực tiếp 3 miềnFees for mortgage services that aren’t provided

  • to collect on mortgage balances

Also, file a complaint with your state consumer protection office about a mortgage fraud or scam. Call the at 1-888-995-HOPE (1-888-995-4673) or (TTY 1-877-304-9709).

Xổ số trực tiếp 3 miền happens when a housing provider acts in a way that blocks someone from renting or buying housing because of their

  • Race or color
  • Religion
  • Sex
  • National origin
  • Familial status (such as having children)
  • Disability

Xổ số trực tiếp 3 miềnA housing provider that discriminates against someone could be a landlord or a real estate management company. It could also be a lending institution like a bank or other organization that is an important part of acquiring a home.

Xổ số trực tiếp 3 miềnHousing discrimination is prohibited by the Fair Housing Act. Discrimination covered by the Act can take many different forms beyond just raising prices or lying about availability. For example, the Act addresses wheelchair access in some newer properties. .

File a Housing Discrimination Complaint

If you think you are a victim of housing discrimination,

  • Complete and submit a  or 
  • Contact your regional 

Discrimination Against LGBT People

The Fair Housing Act does not specifically prohibit discrimination based on sexual orientation or gender identity. But discrimination against someone who is lesbian, gay, bisexual, or transgender (LGBT) or other state or local regulations. If you think you've been discriminated against for these reasons, file a complaint as described above, or email HUD at LGBTFairhousing@hud.govXổ số trực tiếp 3 miền with general questions about LGBT housing issues. 

Xổ số trực tiếp 3 miền Results differ for each state, but you may find:

You may eventually decide that you need help from a lawyer. See if you qualify for .
Direct complaints about housing discrimination or landlords who receive assistance from the federal government to the .

Before There's a Problem

Xổ số trực tiếp 3 miềnIt's best to avoid a dispute if possible.

  • Xổ số trực tiếp 3 miềnUnderstand your lease completely.

  • Keep all correspondence between you and your landlord.

  • Communicate problems early on and in writing, noting date and time of phone calls. 

  • Xổ số trực tiếp 3 miềnKeep proof of rent and deposits paid.

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Last Updated: February 16, 2021