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Government Grants and Loans

Learn about government grants and loans for states and organizations. The government does not offer "free money" for individuals. If you are seeking help, please visit our Benefits page.

to the Federal Trade Commission. 

The government does offer federal benefit programs designed to help individuals and families in need become self-sufficient or lower their expenses

. You can also learn about the federal grant process and search for government grants at .

Who can get a grant?

The federal government awards grants to organizations including:

  • Xổ số trực tiếp 3 miềnState and local governments

  • Universities

  • Research labs

  • Xổ số trực tiếp 3 miềnLaw enforcement

  • Non-profit organizations

  • Businesses

The intent of most grants is to fund projects that will benefit specific parts of the population or the community as a whole. What you might see about grants online or in the media may not be true. The federal government does not offer grants or “free money” to individuals to start a business or cover personal expenses. For personal financial assistance, the government offers federal benefit programs.  These programs help individuals and families become financially self-sufficient or lower their expenses.

Search and Apply for Government Grants

Xổ số trực tiếp 3 miềnTo search or apply for grants, use the free, official website, . Commercial sites may charge a fee for grant information or application forms. Grants.gov centralizes information from more than 1,000 government grant programs. It's designed to help states and organizations find and apply for grants.

  • Eligibility - .

  • How to apply - . And, learn how to .

  • Email notifications - Sign up to .

"Free" Grants and Grant Scams

Xổ số trực tiếp 3 miềnIf you receive information stating you qualify for a "free grant," it's probably a scam. so you can better recognize and avoid grant scams. If you have been a victim of a grant scam, you can . 

Contact your state consumer protection officeXổ số trực tiếp 3 miền if you have purchased a book or paid a fee to get grant information and are not satisfied.

Government Loans

Learn about the types of federal loans, how to find them, and how to qualify.

What is a loan from the federal government?

Government loans serve a specific purpose such as paying for education, helping with housing or business needs, or responding to an emergency or crisis.

Loans are different than grants because recipients are required to repay loans, often with interest.

Examples of Government Loans

The federal government offers several types of loans, including:

Search for Government Loans

Use the federal government’s free, official website, , rather than commercial sites that may charge a fee for information or application forms.

Xổ số trực tiếp 3 miềnGovLoans.gov directs you to information on loans for agriculture, business, disaster relief, education, housing, and for veterans.

  • Eligibility - Use the .
  • How to apply - Each loan program has its own application process.
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Xổ số trực tiếp 3 miền Ask a real person any government-related question for free. They'll get you the answer or let you know where to find it.

Last Updated: April 13, 2021

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