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Financial Assistance for Food, Housing, Student Loans, and Bills

Get help from government programs that are offering temporary COVID-19 assistance to pay rent, mortgages, and student loans. Food stamps and federal meal programs have also changed their rules to provide extra help during the coronavirus pandemic.

Food Stamps and Meal Programs During the COVID-19 Pandemic

Because of the COVID-19 pandemic, it may be easier for you and your family to get food stamps and take part in meal programs. Contact your state's social services agency to see if you're eligible.

During the pandemic:

  • Food stamp (SNAP) recipients may receive additional funding.

  • Xổ số trực tiếp 3 miềnParents can pick up school meals for their kids to eat at home.

  • Xổ số trực tiếp 3 miềnPeople can enroll in food programs remotely rather than in person. This applies to programs for pregnant women, families, seniors, and people with disabilities.

 

. To find out if you qualify:

  • , or
  • Call 877-542-9723 to speak with a housing counselor at HUD's Disaster Response Network 

Learn About the Moratorium on Evictions During the COVID-19 Pandemic

If you can't pay your rent because of job loss or financial problems related to the pandemic, the ban on evictions from rental housing may help.  It began on September 4, 2020, and has been extended through June 30, 2021. 

The CDC form lists several conditions that you must agree are true:

  • You've tried to get government rent or housing assistance

  • You either:

    • Expect to earn no more than $99,000 in the calendar year 2020-2021  ($198,000 if you’re a couple filing jointly)

    • Didn't have to report any income to the Internal Revenue Service in 2019, or

    • Received a COVID-19 stimulus payment

  • Xổ số trực tiếp 3 miềnYou can't pay your full rent due to significantly reduced income or large medical bills

  • You're paying as much toward your rent as you can

  • Xổ số trực tiếp 3 miềnIf evicted you'd become homeless or have to move in with other people in close quarters

  • You understand that at the end of the ban, the landlord can evict you if you don't pay all rent owed

Keep in mind, this is not rental forgiveness. You will still owe rent to your landlord. And you can be evicted during this time for reasons other than not paying your rent.

Xổ số trực tiếp 3 miền , a pause in making mortgage payments. 

 

Deadlines for Federally Backed Mortgage Foreclosures

  • Xổ số trực tiếp 3 miềnFor loans backed by HUD/FHA, USDA, or VA, you can request an initial forbearance through June 30, 2021.

  • Fannie Mae and Freddie Mac do not currently have a deadline for requesting an initial forbearance.

  • Xổ số trực tiếp 3 miềnLenders cannot foreclose on loans backed by HUD/FHA, USDA, VA, Fannie Mae, or Freddie Mac until after June 30, 2021.

What Your Loan Servicer Must Do If You Request Forbearance

Xổ số trực tiếp 3 miềnIf you're having trouble making payments on your federally backed mortgage because of the COVID-19 pandemic, contact your loan servicer before June 30, 2021. Your loan servicer must:

  • Defer or reduce your payments for 180 days if you contact them to make arrangements

  • Give you another 180 days of mortgage relief at your request

  • Xổ số trực tiếp 3 miềnOffer options for how you can make up the deferred or reduced payments. They will discuss these options with you at the end of your forbearance period.

Find Your Loan Servicer

Xổ số trực tiếp 3 miềnIf you don't know whether your mortgage is federally backed, . You can also check the and the to see if either one owns or backs your mortgage. Together, Fannie Mae and Freddie Mac own nearly half of all mortgages in the U.S.

Homeless Services and Resources

If you’re facing homelessness, these tips can help you get ready for and work through the situation.

Prepare Yourself and Your Family 

  • Make sure your state ID or driver’s licenseXổ số trực tiếp 3 miền is current and available. Shelters and assistance programs may have strict ID requirements.

  • If possible, store your belongings. Shelters have limits on how much you may bring.

  • Xổ số trực tiếp 3 miềnArrange for your mail to be delivered somewhere or talk to your local post office. Many have special services for people who are homeless. You may be able to get a .

  • Pack a bag for yourself and each member of your family.

  • Keep important documents and needed medications with you.

Find Housing

  1. Dial 211. In most areas of the U.S., this will connect you with local social services and referrals for emergency housing.

  2. . You can also check your local government or state's human or social services programs for housing assistance. Or, use . The types of facilities vary. Research the best options for:

    • Xổ số trực tiếp 3 miềnCost - Most shelters are free, but some may charge a small fee. Most facilities that provide residential drug or alcohol rehabilitation programs charge a fee. Many, however, are low-cost, accept Medicaid, or operate on a sliding scale based on your income.

    • Length of stay - This can vary from a couple of days to weeks or months.

    • Xổ số trực tiếp 3 miềnTypes of services - Some facilities just provide safe shelter for the night, while others are transitional. They provide both housing and support services. They may help you with substance abuse, mental health, domestic violence, or job training.

  3. Apply for more permanent public or subsidized housing. Typically, there are long waiting lists for public and subsidized housing. Apply as soon as possible.

Homeless Resources for Special Groups

These resources are geared toward specific audiences:

Veterans

  • ) - Use these resources to find safe housing. Or, explore opportunities to return to employment, find health care, or get mental health services.

  • Call the National Call Center for Homeless Veterans hotline at 1-877-4AID-VET (1-877-424-3838). You can find help 24 hours a day.

Youth

  • Call the National Runaway Safeline at 1-800-RUNAWAY (1-800-786-2929).

  • Xổ số trực tiếp 3 miền - Find stable, safe housing. You can also get education help, survival aid, counseling, crisis intervention, and follow-up support.

People with Mental Illness

  • Xổ số trực tiếp 3 miền - Find help if you have a serious mental illness. The PATH program can assist you if you’re homeless or at risk of homelessness.

Other Types of Help if You’re Homeless

Visit to find out if you’re eligible and how to apply for other types of help. This may include financial assistance, transportation, food, counseling, and more.

If you don’t have medical insurance, you can use . They give checkups, treatment when you’re sick, pregnancy care, and immunizations for your children.

  • This special forbearance does not apply to private student loans. But private lenders may have their own plans for helping borrowers during the coronavirus pandemic. Contact your lender for details.
  • If you're participating in Public Service Loan Forgiveness (PSLF), . 
  • Beware of people who get in touch asking you to pay a fee to suspend your federal student loan payments. They're scammers. .
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    Xổ số trực tiếp 3 miềnLast Updated: April 15, 2021

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